What's Going to Happen to Your Retirement Investments?

Now, You Can Get GUARANTEED Cash from This Little Known                            Investment…No Matter Which Way The Market Heads

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            Don't Get Stuck Wondering 
Who Stole My Retirement?

Prudent investors are advised to act now to protect – and even grow – their wealth as the US economy continues to struggle

Fellow Daily Profit Reader,

What you're about to read could make the difference between retiring rich and not retiring at all.

According to the Wall Street Journal, more than one of every five Americans age 62 and older who expected to retire early is still working. More and more Americans face a sad retirement reality: their dreams of a condo at the beach or by the golf course is a pipe dream.

They simply cannot afford to stop working. And nobody's getting fair value for their most important asset – their house.

Retirement can still be the slice of heaven you always dreamed it would be. If you act fast, I can show you how you can rescue your retirement dream.

In these uncertain times, it's never been more important for Americans to get an ABSOLUTE return on their money. And that means owning stocks that pay solid dividends. Right now, you can buy top companies that pay 6%-8% dividends.

Not only that, but keep reading, and I'll show you why 8% dividends are just the beginning. A unique situation also means that these retirement safe-box stocks have the potential to increase as much as 52% over the next 2 years…

In public, Federal Reserve Chief Ben Bernanke, the most powerful banker in the world, repeatedly dismissed recession as a “possibility” all throughout 2008 until the market's utter collapse. He's still talking "bright skies and sunshine are just a few months away." But behind closed doors, when it's just him and his rich banker cronies (you know, the same Wall Street Fat Cats that got us into this mess), they talk about a “severe and protracted [economic] downturn” that's only just begun. And it's not just here in the U.S., either. Economists around the world are increasingly worried that this recession is already turning real ugly, real fast as it spreads around the globe. The fate of the U.S. economy stands on the edge of a knife. Prudent investors are taking action NOW to preserve and even GROW their wealth in these difficult times. "It's tough to imagine a worse combination. …the recession could last several years." That's what University of Maryland economics professor Peter Morici said about the economic situation. He's one of a growing number of economists who recognize that the U.S. economy is facing a “perfect storm” of problems. Weak U.S. dollar Higher than average energy prices Looming Inflation Chronic Unemployment Crippled housing market Iraq War Pandemic Global Warming Fortunately, there's still time for you protect, and even grow your wealth. I've identified 5 stocks that will act as a lock box for your wealth. In fact this Lock Box Trust Fund will pay you to own it…as much as 11% a year. Take the steps NOW to protect and grow your wealth. And in the months, and perhaps years, ahead you can avoid the pain of what may be The Longest, Deepest Recession in Modern History

Make YOUR Retirement Dreams a REALITY

Charles K. retired 12 years ago. He owns his home outright. Sounds good right? Well, Charles has his money in a “safe” mutual fund.

And now, with the value of his investments dropping, the plans he made 10 to 12 years ago are “unrealistic”.”

He says, “I am completely uncertain as to whether or not I will eventually be working the graveyard shift at the local convenience store just to keep the bills paid.”

Unfortunately, Charles' story is all too familiar. Put your money in a “safe” fund, Wall Street told us.

That's fine advice, in a bull market. But when stocks start dropping in price, they'll take your retirement plans right along with them.

It's time for Americans with an eye on retirement to make sure their wealth will grow, no matter which way stock prices are headed.

Money-market funds, CDs even T-Bills may give you a “guaranteed” return. But their paltry 1% or less yields fall to ZERO or worse when you adjust for inflation and taxes. Most traditional income investments aren't making you any money at all.

But you can change that. Right now. Safely, and with little hassle. You can ensure that your money grows at least 6%-8% year in, year out. And this particular investment class gives you bonus 52% profit potential that's pure gravy.

Any Homes Pulling In 8% a Year?

Your house used to be your most important investment. After all, houses average 7% appreciation a year. At least they did, before Alan Greenspan broke America's housing backbone to fund a consumer-led, post 9/11 economic turnaround.

Now, Americans are losing more than just their retirement dreams.

Jim L. is a materials analyst in Holland, Mich. He's 52 --

“I lost my white-collar job with a supplier to the residential building industry in October 2006. Fortunately, I had a 401(k) from a prior employer that my wife and I could both tap into. Right now about 75% of that is gone, and after that, there is nothing, unless I refinance my home, which is not paid for and for which I have a sizable mortgage. On the surface, we look healthy and happy, but in a few months, I may lose it all if something does not happen. It's a mess, but I try to remain positive. I just know that I will have to work until I am no longer able to…”

Jim's about to lose everything. And yet he tries to remain positive. It would be heroic if it weren't so sad. And unfortunately, Jim is far from alone. Millions of Americans across the country are faced with a bleak future: inflation, layoffs and foreclosure.

And worst of part of all is, it didn't have to be this way. Alan Greenspan made this mess. And Ben Bernanke has no idea how to clean it up.

That means it's up to us. You and me. I'm doing my part, getting the word – and the solution – out to as many investors as I can. America has changed. And we have to change the way we invest.

We MUST start making an ABSOLUTE return on our money…or we'll get left behind.

The Longest, Deepest Recession in Modern History

Hi, I'm Ian Wyatt. I'm the Chief Investment Strategist for an independent investment advisory service called Top Stock Insights.  My commentaries and insights have appeared in Barron's, Kiplinger's Personal Finance, Forbes.com, and more.  I've been personally and professionally investing and providing investment advisory services for nearly 20 years.

And in all those years, I've never seen a more difficult environment for investors than right now. It's downright scary.

I cut my investment teeth during the infamous Internet and Tech Stock bubble and crash in 2000 and 2001.

I realized I had a “sweet spot in time” after the Internet stock crash. I knew there were huge, slam-dunk gains to be made by snapping up solid companies with long-term growth potential – companies that were “babies thrown out with the bathwater” in the crash.

But now, investors need a different strategy. One that can protect and growth their wealth as we America wallows what some economists are calling “the longest, deepest recession in modern history.”  

How Low Will It Go?

In the last 40 years, the U.S. has suffered through two recessions that lasted nearly a year and a half each. Both times, Americans saw gasoline prices rocket higher and the U.S. dollar plummet. Sound familiar?

In the 1970s, the Fed cut interest rates to combat recession. Of course, that sparked the now-famous condition called “stagflation.” When stagflation returned in the early 1980s, the Fed got it right – it quickly hiked rates to brutal levels to wring out inflation. (Remember those 18% mortgages?)

So far, our flashy Fed Chief Bernanke has gotten it all wrong. He's trying to fight recession by throwing trillions of dollars into the economy. But that's just pushing the U.S. dollar lower. It's like fighting a forest fire with gasoline!

And it's forcing millions of Americans to abandon their retirement dreams.

I hope you believe me when I say that it doesn't have to be that way for you.

If you take the right steps, you'll be cashing 8% dividend checks AND watching your principal increase by as much as 52%....or more! Read on and I'll show you how to turn your investments into your own personal retirement cash machine.

My latest Special Report, The Top 5  Cash Machines to Secure Your Retirement, will show you exactly how you can quickly and easily put your retirement dreams back on track…                           

America's Retirement Nightmare

I probably don't have to tell you what the Fed's easy money policies are doing to your wealth. With the U.S. dollar down 50% in four years, that romantic getaway to see the Eiffel Tower and Big Ben are gone! Even a special celebration at Outback seems like a luxury.

It's just too expensive. With skyrocketing unemployment and looming inflation, it's all many Americans can do just to put food on the table. And I'm truly worried what will happen if the economy doesn't improve soon.

It's bad. And our government officials and Wall Street managers who have been entrusted with our financial security couldn't care less about us. They're too busy taking government money and cashing bonus checks.

And even if the fancy suits at the Federal Reserve and Treasury Department miraculously regained their moral bearing today, it still wouldn't matter, because 

“… the Feds tools [don't] work like they did in the past…”

That's what the president of the National Bureau of Economic Research, Martin Feldstein said recently.

You can see it's true. Bernanke's monetary policy has failed to have any effect on the decimated housing market whatsoever. The Fed's feeble attempts to jumpstart the economy only do more damage to an already bombed-out U.S. dollar.

And his multi-billion dollar bank bailouts – bailouts we, the taxpayer, will be saddled with for years – are giving criminal bank executives a free pass. Average Americans are getting the shaft coming and going.

We've lost our shirt on our houses and our investments. And now, we have to foot the bill to keep our entire financial system from going down the tubes.

It's the biggest fraud ever perpetrated on the American Public. And there's nothing we can do about it. At least that's what they want us to think…

Do You Feel Lucky?

The current recession is about a year and a half old. And already, nearly all of the stock markets' gains from the last 10 years have been wiped out. In fact, the Dow Industrials is well on its way to posting its first decade loss in over 70 years.

Stock prices rise and fall. But have you ever wondered how much Wall Street's Buy-and-Hold strategy costs? The S&P 500 is down 40% from its October 2007 high. That means you'll need to see a 67% gain – just to get back to break even! Amount of Loss Incurred Return Required To Break Even 10% 11.1% 15% 17.7% 20% 25.0% 25% 33.3% 30% 42.9% 35% 53.9% 40% 66.7% 45% 81.8% 50% 100.0% 60% 150.0% 70% 233.3% I don't think anybody really believes the S&P 500 is about to go on another 67% tear. But the stocks you'll find in Top 5 Retirement Cash Machines promise up to 8% in cash every year. Plus, there's a special situation that could lead to an additional 52% gain for these stocks. With The Top 5  Cash Machines to Secure Your Retirement, you can get back to even and start showing a profit in no time.

Merrill Lynch's North American Economist, David Rosenberg says that if the recession is as deep as the 1973-1975 consumer recession, then "no asset class is fully priced for it." For home owners and speculators in real estate, he says there is a "major risk" of another 20% decline in home prices.

What will happen to your investments if the recession lasts another year? Are you ready to change or even postpone your retirement plans?

Now is not the time to throw caution to the wind and hope everything turns out OK. Now is the time to act.

Prudent investors who act now can preserve their wealth – and their retirement dreams – from what George Soros calls “…the most serious financial crisis of our lifetime.”

In fact, you can even grow your wealth during a recession, if you choose the right investments. Act now and I'll show you how you can LOCK IN as much as 8% IN CASH every year, with potential to pull an ADDITIONAL 52%.

Don't rely on luck to protect your wealth and retirement dreams. Take action. Get your copy of my latest Special Report The Top 5  Cash Machines to Secure Your Retirement today.

• One of these stocks has a P/E of 11 and pays an 5.8% dividend. Analyst estimates expect a 31% increase in share price
• This top shipping company has a P/E of 6 and pays an 8% dividend. It could DOUBLE in the next 18 months
• One of America's oldest telecoms pays 6% a year. And with a P/E of 11, there's plenty of room for the stock to run

Now, I wrote this Special Report The Top 5  Cash Machines to Secure Your Retirement because I'm worried. I'm worried about the U.S. economy and I'm worried about American investors.

Nobody is doing what they're supposed to be doing to make sure that Americans can retire with enough money. Not Wall Street, not corporate America, and not our President and certainly not
Congressional leaders.

Normally, my Special Reports like The Top 5  Cash Machines to Secure Your Retirement are available only to paid subscribers to my Top Stock Insights advisory service.

Top Stock Insights readers gladly pay top dollar for my insight and profitable recommendations on large cap growth stocks. (And they do so happily: just this week they banked a 50% profit on Cameron International Corp (NYSE:CAM)). And they get my Special Reports as a bonus.

But this time, it's different. I truly believe that the information in The Top 5  Cash Machines to Secure Your Retirement can make the difference between retiring wealthy and not retiring at all. 

I understand that it's not fair to require investors to join Top Stock Insights just to get their hands on the sensitive information in Top 5 Retirement Cash Machines. After all, my readers pay up to $199 a year go get my insight and wealth-building investment recommendations.

So I came up with a way to get the wealth-building details – the information that can help you achieve your retirement dreams –of The Top 5  Cash Machines to Secure Your Retirement to as many investors as possible in an affordable manner.

For the next 3 days, I'm going to let you purchase The Top 5  Cash Machines to Secure Your Retirement for just $29.95. And as a bonus, I'll give you 3 month subscription – that's 12 complete weekly issues – of Top Stock Insights for FREE. Zero, Zilch, Nada.

Americans across the country are sounding the alarm: affording retirement is near impossible. Joanie S. is an administrative specialist. She's 58 and lives in Pasadena, Md., not too far from my Washington D.C. offices. Her in-laws are 80 years old and have never seen prices rising like this before. They live on a fixed income and have a little saved, but they also have lots of medical bills. Joanie says she and her husband were planning on retiring next year, “…but we have had to delay that for a few more years. We established a good life, but now we will have to sell the boat and family home and purchase a smaller home.” “We both continue to save money for our retirement years with an investment broker. However, that balance goes down every day. I can't believe how much we have to spend for gas that we need in order to go to work.” She's not alone. Some like Joe R., from Eugene, Oregon, have done all the right things and still can't get ahead. Joe for one is mad as hell about it… “My wife and I have been saving our money for many years in hopes of buying a retirement home and living off our investments. No matter how much we saved, it seemed that housing prices continued to escalate beyond any reasonable bounds. We feel like fools for saving our money, which only gets eaten by inflation. We are absolutely disgusted by government fiscal policy which provides cheap money to investment banks. The loose fiscal policy essentially robs savers and rewards people who borrow and speculate. Anyone with a pulse knows that the current housing fiasco is the result of loose fiscal policy and a complete failure to regulate fraudulent behavior of everyone in the real estate business, including the investment banks, realtors, appraisers and buyers.” Don't let this happen to you. Take action NOW to protect and grow your wealth. Find out how you can assure yourself inflation-beating dividends and position your money for real capital appreciation with "The Top 5  Cash Machines to Secure Your Retirement." Claim your copy today.

You'll have complete access to the entire portfolio of Top Stock Insights stock recommendations. You'll get all the profit potential from our upcoming top quality recommendations. After 12 issues, you'll have detailed research report on each of 6 of the stock market's best large cap growth stocks.

Plus, you'll have ALL of Top Stock Insights Special Reports.

But best of all, you'll have your copy of The Top 5  Cash Machines to Secure Your Retirement, the report that could save your retirement dreams. Not bad for $29.95. But again, it's very important to me to get this information out there, in the hands of the investors who need it most.

"I subscribed to Top Stock Insights last year and it has been the best thing I've done since the market went bad. I've recommended your service to all my friends. All I can say is "Thank you". -- Paul T., Colorado

I can't wait till my competitors get wind of this. “Ian Wyatt's flipped his lid,” they'll say. “He's GIVING it all away, for less than 30 bucks!”

Yes, I suppose I am. But that's their problem. Not mine. And especially not yours.

I'm happy to give it all away. That way, you can get the information you need to set your retirement in order. And if you enjoy the added profits my Top Stock Insights advisory service brings you, you'll become one of my readers.

It's a win-win situation for both of us.

Now I'd give you a little taste of the profit potential you'll find inside Top Stock Insights blockbuster Special Reports.

Special Report #1: 3 India Stocks Set to Soar in 2009

• A major player in the commodities space with a presence in both India and Australia. This stock is gaining momentum as investors see the potential for commodities stocks in emerging markets.
• One of India's largest banks--it has exposure to all types of financial services and none of the toxic mortgage baggage that comes with Western, particularly American, banks.
• A premier telecommunications company deeply involved in the build out of Wi-Fi, IPTV and VOIP services. Of the 3 stocks in the report, this one presents investors with the most upside potential.

Special Report #2: Post-Bailout Investing: 5 Stocks to Save Your Retirement from Recession
Every investor must ask themselves if their portfolio is ready for recession.

You can spare yourself considerable financial pain regardless of where the Dow Industrials heads with stocks like:

• The stock that pays a 9% dividend and has one of the most stable income streams in corporate America
• The real estate trust that owns the perfect hedge for the current housing problems: apartment buildings! The 5% dividend doesn't hurt either.
• This consumer staples company always outperforms in recession. And its medical product sales gives it upside.
• This top-performing restaurant group has the cheap solution to rising food costs
   

Special Report #3: 5 U.S. Stocks for the Next 4 Years

• Get the details on the top IT company with a P/E of 10…
• You'll find out about the leading agriculture stocks trading at 1995 prices…
• PLUS – there are three more stocks perfectly positioned for explosive short-term moves AND long-term appreciation!
   

All that for just $29.95. Normally, investors pay as much $199 for top-quality investment research like my Special Report The Top 5  Cash Machines to Secure Your Retirement.
 
Of course, you'll get your copy at no charge – when you start your 3-month bonus subscription to Top Stock Insights. For just $29.95. This is the very best offer as I can put on the table.

But a subscription to Top Stock Insights also gives you immediate access to all of our high quality independent investment research.

• Complete weekly issues of my Top Stock Insights newsletter, featuring profit opportunities from top-notch analysts twice each month

• Full, unfettered access to the Top Stock Insights website, including the stock portfolio and issue archive

• Live customer service during normal office hours to help you with any questions you may have

• Free research from our library of Special Reports

• Timely action alert buy and sell notices delivered right to your inbox
 

It's never been more important for Americans who want to retire in style to PROTECT and GROW their wealth now. And I've got the easy no hassle profitable solution for you in The Top 5  Cash Machines to Secure Your Retirement.

You can get the top stocks, paying the biggest, most stable dividends in the market today. AND, you'll be in position to make an ADDITIONAL 52% as these stocks inevitably rise in value – for just $29.95.

That $29.95 basically covers my research and the bills. That's it. Everything else – the bonus Special Reports and a full 3 months of Top Stock Insights – are gifts for you.

You'll get our complete portfolio of stock recommendations as well as email notification of any portfolio updates. It will be the best $29.95 you ever spent.
 
Here's a secure link so you can get your The Top 5  Cash Machines to Secure Your Retirement and start your bonus subscription to Top Stock Insights today!

Best Regards,

Ian Wyatt

Chief Investment Strategist
Top Stock Insights

PS – The stocks in The Top 5  Cash Machines to Secure Your Retirement pay dividends between 2.9% and 8.1%. Plus, stock price estimates from the leading analysts range up to 52% higher than current prices. The cash dividends these companies pay out are among the most stable you can find. There's no better way to ensure that you have the money to retire when you're ready. Get your copy of The Top 5  Cash Machines to Secure Your Retirement today!